Charmaine Harris
Managing Broker/Owner
Real Estate Sales
Property Management
![]() Coastal Life Realty Ltd Pender Island, BC Canada
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I am a licnesed Real Estate Agent and Licensed Property Manager who works and lives on Pender Island. Pender Island is within the Southern Gulf Islands part way between Vancouver and Victoria BC (British Columbia), Canada. I would love to help you find that perfect property and home to buy or rent. I can help you to connect to our little piece of paradise!
Friday, March 11, 2011 Changes in Government backed Insured MortgagesIn January the Federal Government announced changes to the rules for government backed insured mortgages. These changes will come into force on March 18, 2011. The changes are as follows:
The Maximum amortization period has been reduced to 30 years from 35 years. This applies to new government insured mortgages with a higher loan to... Thursday, May 13, 2010 American PurchasersPlease see the attached mail out regarding American Purchasers and mortgages created by Ron Demmers - Mortgage Broker
Saturday, April 24, 2010 Can Americans Qualify for Mortgages for Canadian Property?Can Americans Qualify for Mortgages for Canadian Property?
Yes. Finally there is a program that allows American residents to purchase or refinance Canadian properties by using their U.S. tax returns and U.S. Credit bureaus.
U.S purchasers of either primary or secondary residences may borrow up to80% of the value of their home. Thursday, April 8, 2010 Why would I use a mortgage broker over my own bank?Categories:First time buyers,GI Pender Island,Gulf Islands Real Estate,Interest rates,Market Info,mortgages,Real Estate Why would I use a mortgage broker over my own bank? It might make sense to use your own bank instead of a broker, but you won’t know unless you shop around. Mortgage brokers are professional mortgage shoppers. 1) They are in touch with dozens of lenders and can tell you in short order what the most competitive... Wednesday, March 31, 2010 Interest rates went upCategories:,First time buyers,GI Pender Island,Gulf Islands Real Estate,Interest rates,Market Info,mortgages,Pender Island,Real Estate Should you be concerned about the increase of Mortgage rates? If you saw the news yesterday you might be feeling a bit of a panic. It seems that anytime they can run with a ball they will. I am not going to give you any recommendations on if you should lock in your mortgage now or hang tight. I also won’t promise that rates will continue to go... | ||||||||||